Archive for June, 2008

Are You Middle Class?

by Juno Moneta
June 9th, 2008, 9:20 pm


When you listen to Senator McCain and Senator Obama talking about what they want to do for the middle class, it sounds pretty good. Senator McCain wants to repeal the Alternative Minimum Tax for middle class families. Senator Obama wants ... more

Posted in Philosophy | No Comments »

Do You Really Need an Emergency Fund? Maybe Not.

by Juno Moneta
June 8th, 2008, 7:10 pm


We all know we're supposed to have an emergency fund with enough to cover 6-12 months of living expense. We know it's supposed to be a highly liquid account-either a high-interest savings account or money market fund-something that we can ... more

Posted in Dollar Dilemmas, Philosophy | 1 Comment »

What Happened Yesterday?

by Juno Moneta
June 7th, 2008, 8:05 am


The DJIA dropped by 400 points, oil prices shot up by $11/barrel, and unemployment in the U.S. increased by half a percent. What's going on and what should we do? Oil shot up because the value of the U.S. dollar ... more

Posted in Dollar Dilemmas, Philosophy | No Comments »

The Ins-and-Outs of Capital Gains Tax Part II

by Juno Moneta
June 4th, 2008, 5:40 pm


If you haven't read my last post introducing capital gains, you might want to do that first. With all these taxes, is it even worth it to invest in taxable accounts in the first place? Especially when you take inflation ... more

Posted in Dollar Dilemmas, Good to Know, My Greedy Uncle | No Comments »

The Ins-and-Outs of Capital Gains Tax Part I

by Juno Moneta
June 2nd, 2008, 9:11 pm


Someone posted a comment asking me to explain capital gains tax. I did a little digging and found an excellent article on SmartMoney.com that sums up the different capital gains tax rates depending on your income, the type of investment ... more

Posted in Good to Know, Lingo, My Greedy Uncle | 2 Comments »

Spice Up Your Life With International Investments

by Juno Moneta
June 1st, 2008, 12:18 pm


International investments make up half of my retirement portfolio, and I'm thinking of putting even more in this sector. Why? Despite volatility, developing markets are where you find the most growth. Mature markets like the U.S. are already, well, mature. According ... more

Posted in Hot Tips, Strategies | 1 Comment »